The “conventional wisdom”—interestingly, that which is propagated by investment bankers, mutual fund companies, and the host of other commercial interests that try to sell financial products to us–constantly reassure us that the average American is capable of managing their own ... Read More >>

Do you wish there was a coast guard rescuing you from the financial storm? As we know, the modern-day Fed has reduced interest rates to record lows and has made it clear it has no intention of raising them anytime soon. ... Read More >>

Most likely, if you’ve ever asked a bank, CPA, or financial planner if you can use your 401K or IRA money to invest in real estate, they’d say “no”. What they really mean is they don’t know, or that ... Read More >>

In risky financial times people often choose deposit accounts such as savings accounts, certificates of deposits, and money market accounts in an effort to avoid risk. What they fail to take into consideration however, is the inherent risk associated with ... Read More >>

Late in 2008 when the stock market was plummeting, government bonds were considered one of the few safe assets around. As a result, yields—the amount of income the bondholder receives—went down.  The demand for what was considered a safe, ... Read More >>