Have you wondered if you’ll ever get the hang of making purchases with and paying off the plastic? You’re not alone. Changing times, changing rules and changing interest rates leave a lot of consumers feeling both lost and alone navigating ... Read More >>

The banker’s traditional lending model pre-dates the history of the United States—in fact, it dates to biblical times at least. That model could be referred to as making money “on margin”. Essentially, a bank borrows money at one interest ... Read More >>

Late in 2008 when the stock market was plummeting, government bonds were considered one of the few safe assets around. As a result, yields—the amount of income the bondholder receives—went down.  The demand for what was considered a safe, ... Read More >>